Financial Dashboard

Monitor your income, spending, loans and financial health

Monthly Income

₹ 85,000

Total Loans

₹ 4,50,000

Credit Utilization

32%

Estimated Tax

₹ 58,000

Wallet Balance

₹ 12,450

Financial Health Score

Good (78/100)

Net Worth

₹ 9,80,000

Monthly Savings

₹ 22,000

Expense Distribution

Upcoming EMI Payments

Date Loan Amount Status
10 Mar 2026 Personal Loan EMI ₹ 18,000 Pending
15 Mar 2026 Car Loan EMI ₹ 9,500 Pending
20 Mar 2026 Credit Card Bill ₹ 12,400 Pending

Recent Transactions

Date Description Amount Status
05 Mar 2026 Amazon Purchase ₹ 2,150 Completed
04 Mar 2026 Loan EMI ₹ 18,000 Paid
03 Mar 2026 Salary Credit ₹ 85,000 Received
02 Mar 2026 Electricity Bill ₹ 1,850 Paid

AI Financial Insights

⚠ Your Personal Loan interest rate is above the market average. Consider refinancing.
💡 Increasing your SIP investment by ₹3,000 per month could add ₹35L to your retirement corpus.
📊 Your credit utilization is healthy. Keeping it below 30% will improve your credit score.
💰 Maintain an emergency fund equal to at least 6 months of expenses.

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Winny AI
Winny AI
AI assistant for payments and WinPayTech services
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